Privacy Policy | Credit Soars

Effective Date: September 4, 2026

Protecting your personal information is important to Credit Soars. This Privacy Policy explains how Credit Soars (“Credit Soars,” “we,” “our,” or “us”) collects, uses, protects, and shares information when you visit www.creditsoars.com, submit information through our website, enroll in our services, make payments, or otherwise communicate with us.

By accessing or using the Credit Soars website or services, you acknowledge the practices described in this Privacy Policy.

Information We Collect

Credit Soars may collect personal information that you voluntarily provide to us when you request information, enroll in services, create or access a client account, make a payment, contact customer support, or otherwise interact with our business.

Information we may collect includes:

First and last name
Date of birth
Current and previous addresses
Email address
Telephone number
Billing information
Information concerning your credit reports and credit history
Information relating to accounts, inquiries, collections, late payments, charge-offs, personal information, and other credit-report information
Information you provide in connection with credit restoration or credit-related services
Communications between you and Credit Soars
Other information you voluntarily provide to us

We may also collect non-personally identifiable information, including your city, state, browser type, device type, IP address, referring website, pages viewed, access times, and information regarding how you interact with our website.

How We Use Your Information

Credit Soars may use your information to:

Provide and manage the services you request
Process enrollment and payments
Maintain your client account or portal
Communicate with you regarding your account or services
Provide customer support
Verify information submitted to us
Improve our website, products, and services
Send service-related notifications
Send promotional or marketing communications when permitted by law
Conduct surveys or request feedback
Maintain business and transaction records
Protect against fraud, unauthorized activity, or misuse of our website
Comply with applicable laws, regulations, legal requests, and governmental requirements

Credit Information

Because Credit Soars provides credit-related services, you may voluntarily provide information contained in or related to your consumer credit reports.

We use such information only as reasonably necessary to provide the services you request, communicate with you about those services, maintain appropriate business records, and comply with applicable legal requirements.

Credit Soars does not guarantee that any particular item will be removed, changed, or updated on a consumer credit report, and results may vary depending on each individual’s circumstances and the information reported by consumer reporting agencies and creditors.

Payment Information

When you make a payment through our website, payment information may be processed by third-party payment processors or payment gateway providers.

Credit Soars does not necessarily store complete payment-card information on its own systems. Payment transactions may be subject to the privacy and security policies of the applicable payment processor.

We encourage you to review the privacy policies of any third-party payment providers involved in your transaction.

Sharing of Personal Information

Credit Soars does not sell, rent, or lease its customer lists or personal information to third parties for their independent marketing purposes.

We may share information with trusted service providers when reasonably necessary to operate our business or provide services to you. These providers may assist us with services such as:

Website hosting
Payment processing
Client account or portal services
Email and text-message communications
Customer support
Data storage
Analytics
Business administration
Credit-related technology and services

Third-party service providers are permitted to access information only as necessary to perform services on our behalf and are expected to protect the confidentiality and security of the information they receive.

Legal Disclosure

Credit Soars may disclose personal information when we reasonably believe disclosure is necessary to:

Comply with applicable laws, regulations, court orders, subpoenas, or other legal processes
Respond to lawful requests from governmental authorities
Protect the rights, property, or safety of Credit Soars, our clients, or others
Investigate suspected fraud, security incidents, or unlawful activity
Enforce agreements, policies, or terms applicable to our services

Cookies and Tracking Technologies

The Credit Soars website may use cookies and similar technologies to improve your online experience.

Cookies are small data files placed on your device or browser. They may be used to remember preferences, understand how visitors use our website, improve website functionality, and provide relevant content.

Most web browsers automatically accept cookies. You may generally modify your browser settings to block or delete cookies. Disabling cookies may affect the functionality of certain portions of our website.

Third-party services used on our website may also use their own cookies or similar technologies according to their own privacy policies.

Website Analytics

We may collect information about how visitors interact with our website, including pages viewed, links selected, approximate location information, browser type, device type, and referring websites.

We may use this information to evaluate website traffic, improve functionality, identify popular services, and improve the overall customer experience.

Third-Party Websites

Our website may contain links to websites, applications, payment providers, credit-monitoring platforms, social-media websites, or other services operated by third parties.

Credit Soars does not control and is not responsible for the privacy practices, security, or content of third-party websites or services.

We encourage you to review the privacy policies of any third-party website or service before providing personal information.

Data Security

Credit Soars takes reasonable administrative, technical, and organizational measures designed to protect personal information from unauthorized access, disclosure, misuse, alteration, or destruction.

However, no method of electronic transmission or data storage can be guaranteed to be completely secure. Therefore, while we take reasonable precautions to protect your information, we cannot guarantee absolute security.

Text Messages and Communications

If you provide your telephone number and consent to receive text messages from Credit Soars, we may send messages related to your inquiry, enrollment, account, payments, services, appointments, customer support, or other business communications.

Message and data rates may apply depending on your mobile carrier.

You may request to stop receiving promotional text messages at any time by replying STOP. You may reply HELP for assistance.

Consent to receive marketing text messages is not a condition of purchasing services.

Email Communications

Credit Soars may send emails concerning your services, account, payments, customer-support requests, or other transactions.

If you receive promotional emails from us, you may unsubscribe by following the instructions contained in the email. Certain transactional or service-related communications may still be sent when necessary to administer your account or services.

Children’s Privacy

Credit Soars’ services are intended for adults.

We do not knowingly collect personal information from children under the age of 13 through our website. If we learn that we have collected personal information from a child under 13 without appropriate authorization, we will take reasonable steps to delete that information.

Individuals under the age required to independently enter into a service agreement should obtain permission from a parent or legal guardian before submitting personal information or enrolling in services.

Your Privacy Choices

Depending on applicable law, you may have the right to request information regarding personal information maintained about you or request that certain information be corrected or deleted.

Some information may need to be retained to comply with legal obligations, resolve disputes, prevent fraud, maintain transaction records, or enforce agreements.

To submit a privacy-related request, contact Credit Soars using the information below.

Data Retention

Credit Soars may retain personal information for as long as reasonably necessary to provide services, maintain business records, fulfill legal and regulatory obligations, resolve disputes, protect our business, and enforce agreements.

Retention periods may vary depending on the nature of the information and the reason it was collected.

Changes to This Privacy Policy

Credit Soars may update this Privacy Policy periodically to reflect changes in our business practices, technology, services, legal requirements, or privacy practices.

When material changes are made, the updated policy will be posted on our website with a revised effective date.

We encourage you to periodically review this Privacy Policy to remain informed about how we collect, use, and protect your information.

Contact Credit Soars

If you have questions regarding this Privacy Policy or the handling of your personal information, please contact:

Credit Soars
Website: www.creditsoars.com
Call or Text: (346) 849-3618